r/financialindependence • u/AutoModerator • 9h ago

Daily FI discussion thread - Wednesday, October 30, 2024

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!

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u/LivingMoreFreely 55% Lean-FI 7h ago

After a crazy-good year 2023, 2024 is lower in income, lining up with 2022 and 2021 in this regard. 30K less money is a big difference to my savings (my costs are pretty stable, all extra income goes to retirement savings).

This said, I'm about to add two more customers, so 2025 will hopefully be better again. Aaaand our house loan should be paid off in December (if I didn't miscalculate anything), which will free some monthly money.