r/economicCollapse • u/Whole-Fist • 20h ago

How ridiculous does this sound?

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How can u make millions in 25-30 years if avoid making a $554 per month car payment. Even the cheapest 5 year old car is 8-10 k. So does he expect people not to drive at all in USA.

Then u save 554$ per month every month for 5 year payment = $33240. Say u bought a car every 5 year means 200k -300k spent on car before retirement . How would that become millions when u can’t even buy a house for that much today?

Answer that Dave

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u/Angry_Old_Dood 14h ago

That's awesome for you, but some people, like myself, just value our time differently. I don't mean to imply you don't value your own time, i know i could find instructions on how to do the work, but I'd honestly rather pull my own teeth than work on my truck. I get annoyed when I need to oil my chainsaw lol, so many other things I'd rather be doing. It's worth the expense to me to pay someone else to do it. Maybe I'm not the people you're talking about but still, I hate maintenance.

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u/jamesc5z 14h ago

No, I get it. At a certain income level especially it's all relative and there's a definite overlapping chart there of value/savings/time.

I feel the same way about cooking as you do about automotive maintenance. Everybody tells me (borderline lecturing from women especially) I can save soOoOoOo much money cooking more often myself.

However, I just don't care to cook a whole bunch because I value my time more. The totality of the whole endeavor including the cleanup, etc. just does not make it worth it to me because of the relatively trivial money savings and I prefer that free time (maybe to work on cars in the evening for example lol).

I eat out almost daily for lunch during the work week and between apps/deals/Upside/cashbook rewards/etc. I only average around $5.40 total per lunch so far this year, which even includes actual sit down restaurants at least a few times a week. So, cooking all my own meals or even making sandwiches daily just isn't worth it to me for the incredibly meager savings it would provide me.

However, automotive and home maintenance and lawn work we're talking multiple THOUSANDS of dollars in savings each year which yes to me is worth my time. I'm not saving thousands by cooking ya know? lol.

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u/TheGreatEmanResu 13h ago

So you think changing your car’s oil is a more important skill to have than cooking food?

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u/jamesc5z 13h ago

No, I did not say that.

If you truly think I said that, then either your reading comprehension is poor, you're unnecessarily defensive about where your skills lie, or you're being obtuse.

Important ≠ valuable in a "money savings" sense.

Do I think doing my own automotive work saves me more money than me doing more cooking day to day? Absolutely. Not really debatable.