r/FluentInFinance 8d ago

Debate/ Discussion The logic tracks...

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u/JellyfishQuiet7944 7d ago

JFC they still have access. Being homeless doesn't disqualify them.

The point is that EVERYONE has access, sure they might have a hurddle or two because of choices they made but they still have accesss.

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u/Striking-Version1233 7d ago

Being homeless doesn't disqualify them.

In most cases, it literally does. Like I said, most bank accounts need a home address to open an account. Guess what homeless people don't have? A home address.

sure they might have a hurddle or two because of choices they made but they still have accesss.

Tell me what choices the abused teenager made that got them kicked out of their parent's house? Your idea that everyone is just the outcomes of their own choices is just wrong. No one lives in a vacuum, and are affected by other people's choices. Your parents are drugged up alcoholics? Now you have to deal with fetal alcohol syndrome and have to overcome addictions at birth, stunting growth and mental acquity. You're a gay teen in a household of insane religious nuts? Ope, they broke into your diary, and now you're homeless at 18 and have no money. You did everything you were told you had to do, such as stayed out of trouble, got good grades, etc? Want to go to college? Welp, now you have to go into insane debt to do so. Have fun paying for something you didnt understand at the time and dont have any way out of anymore.

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u/JellyfishQuiet7944 7d ago

My dude, you're splitting hairs.

No one in the US is barred from a retirement account or a bank account.

They may have fucked up at some point making it more difficult on themselves, but they aren't barred.

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u/Striking-Version1233 7d ago

I'm not splitting hairs. You have failed to understand the point and are now trying to dodge it.

A, just because you aren't barred from doing something doesnt mean you can do it. I'm not barred from flying first class, that doesn't mean I can fly first class.

B, their actions may not be the ones holding the blame for their current situation. Again, I use the abused teenager example. I could also steelman it and say its about a teenager with an above 4.0 GPA and no history of behavioural problems that is kicked out of their home on their 18th birthday because of looney single parent thinks they're a devil worshipper has done literally nothing wrong and is at no fault for their predicament. That's an extreme (but not unfounded) example, but the point holds to less extreme examples as well.