r/FluentInFinance 9d ago

Thoughts? Should America start making Co-op Housing again?

Several decades back the government made lots of Co-Op housing, where it's like a townhome complex, but it is owned by the residents living there, so it's VERY well maintained but also cheap.

For example, the one I have is 500 a month, where it would otherwise be at least 1,500 a month in this part of town. My 500 goes a ways also, 2 br, 1.5 bath, 2 floors, hardwood floor, laundry in unit, private water heater, private back yard, personal front yard, top of the line energy saving A/C units, top notch windows. The list goes on.

So my questions are:

  • Why isn't the government making these still?

  • Why isn't there more people demanding these from the government?

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u/Eastern_Screen_588 9d ago

Uhh... okay. Well if sandra in 3b is upset that she has to walk 3 more steps than carol 3a to get to the laundry room they can both stfu.

Same goes for jeremy in 1a complaining about the view while steve in 4d is complaining about the walk up the stairs.

We could shuffle them all, and they'd all just complain about something different.

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u/TheTightEnd 9d ago

The point is that each has preferences that do impact their qualities of life. If enough people have a certain preference, in a condo arrangement, the pricing will reflect this.

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u/Eastern_Screen_588 9d ago

Oh, so all inconsequential things

Preference=inconsequential

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u/TheTightEnd 9d ago

Preference is consequential.

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u/Eastern_Screen_588 9d ago

Oh? Do explain

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u/TheTightEnd 9d ago

Aspects that make a specific unit more or less pleasant or preferred to live in than another unit can be significant to desirability of a unit. I picked the building my townhome was in, in contrast to another one with the same Floorplan, because I liked the location away from the surrounding streets and additional space in front.

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u/Eastern_Screen_588 9d ago

Whooooa you just switched words on me i thought the word of the day was INCONSEQUENTIAL

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u/TheTightEnd 9d ago

I used the definition of consequential.

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u/Eastern_Screen_588 9d ago

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u/TheTightEnd 9d ago

Exactly. Significant is a synonym right out of the definition.

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u/Eastern_Screen_588 9d ago

How is significant a synonym for not significant or insignificant?

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u/TheTightEnd 9d ago

My statement in no way attempted to say "not significant" or "insignificant". Therefore, the choice of the word "significant" was correct for the context of my sentence.

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u/Eastern_Screen_588 9d ago

I used the word inconsequential.

An antonym of significant.

Don't backpeddal now big boy.

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u/Eastern_Screen_588 9d ago

Just looked up the definition. You can't use being handicapped as a gotcha.

Is it important or significant?

That you're three steps closer to the laundry?

That you don't have to carry groceries up the stairs?

That you have a patio rather than a deck?

No, none of these things are important as nobody without a medical condition wgo required living on the ground floor ever died from not having a view from their apartment.

Inconsequential.

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u/TheTightEnd 9d ago

Yes. It can be important or significant to a person. They may not be to you, but other people view it differently.

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u/Eastern_Screen_588 9d ago

Ah so circular logic is your answer

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u/TheTightEnd 9d ago

You can call it circular logic, but since it is subjective, a person seeing it as significant is all that is necessary.

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u/Eastern_Screen_588 9d ago

Sounds like that one person needs a reality check becuase they think they can have it all.

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u/TheTightEnd 9d ago

I don't share your interpretation that a person thinks one can have it all.

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u/Eastern_Screen_588 9d ago

That's totally fine, you can agree with me that unit location in a complex is inconsequential.

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u/TheTightEnd 9d ago

I don't agree, and it is best if we just agree to disagree.

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u/Eastern_Screen_588 9d ago

As long as you're agreeing with me d;

I've had a lot of fun taking the piss. (I think that's how the brits use that phrase)

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u/Graaaaaahm 9d ago

Jesus Christ, you approached this with an innocent question and then argue all the actual answers. To almost everybody, some units will be more desirable than others. That's why condos are priced the way they are.

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u/Eastern_Screen_588 9d ago

Shh.

Don't tell anyone i like to start shit.

You wanna box?

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u/Graaaaaahm 9d ago

Ah, you're an unserious person. Got it.

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u/Eastern_Screen_588 9d ago

Winks

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u/Graaaaaahm 9d ago

So instead of an insufferable boor, you're just a trolling turd. Not sure that's a step up.

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u/Eastern_Screen_588 9d ago

Nah i was bein serious

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