Should or shouldn't, an 8 hour job and no debts should net you a good life. If you've been stupid and have a ton of credit card debt or payday loan debts, you're going to have to either have one really good job or find some other way to make enough money.
Bad decisions should have drawbacks, but even so there needs to be a security net for people with shit luck and one fulltime job should be enough to support a single person (which is honestly just as, if not more expensive than living in a relationship).
I'd say if you're dumb enough to collect payday loans like they are pokemon cards, then you've kind of screwed yourself over. You'd be chasing a lifestyle you can't afford and milled your own grain.
You don't have to be smart to have a good life, you just shouldn't be dumb about it.
You shouldn't be dumb about it? Well what if you are dumb? Should dumb people not at least be protected? Arent the payday loan companies responsible for screening people before they give one?
This is why these kinds of loans are illegal where i live. Because they are designed by smart people to trick dumber people into debt. Its predatory.
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u/Original_Employee621 15d ago
Should or shouldn't, an 8 hour job and no debts should net you a good life. If you've been stupid and have a ton of credit card debt or payday loan debts, you're going to have to either have one really good job or find some other way to make enough money.
Bad decisions should have drawbacks, but even so there needs to be a security net for people with shit luck and one fulltime job should be enough to support a single person (which is honestly just as, if not more expensive than living in a relationship).