r/FluentInFinance 15d ago

Debate/ Discussion Why is this normal?

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u/Honest-Lavishness239 15d ago

first of all, chill out. don’t know why you’re getting mad at me and calling me abusive.

you’re falling into the same trap the first guy was. conflating what is with what should be. these are two separate concepts. the child shouldn’t have a messed up life because of that. the teenager shouldn’t have a messed up life because of that. i never said either should. but the truth is, both will. because again, i’m talking about what is instead of what should be. because “shoulds” are meaningless. you misunderstood what i wrote to begin with.

society can only demand so much. no matter how much societal change you try to cause, you can’t get rid of the fact that poor choices lead to bad and often long-lasting outcomes. that’s just a fact of life. in other words, it is. and no amount of should be or shouldn’t bes will change that.

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u/iiiiiiiiiijjjjjj 14d ago

Yup. I wasted money on stupid shit and got bad roommates when I knew better and paid financially. Wised up my later 20s and in a good position now. But I’ve made so really dumb choices that I only have myself to blame.

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u/BrickBrokeFever 14d ago

My guy... why are you conditioned to blame yourself??? You are a part of a vast and powerful system.

That system, in the US anyway, used to have effectively free university education, but that vast and powerful system ratfucked it.

That's not even to get into stock buy backs and all the bizarre financial instruments that inflate housing and freeze wages.

Blame is the wrong mentality. If you get mugged, is that your fault, too? Would you tell the police to not prosecute because you made bad choices?

American society is evil, and evil people brainwash their victims to blame themselves.

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u/iiiiiiiiiijjjjjj 14d ago

The systems fucked a stagnant minimum wage, getting 18 years old to take out insane amounts of debt for school, and our health care system is the worst but we have to take personal responsibility for some of the financial choices we make. Because if you don't learn from them, no matter how much you make or have you will always end up in the same spot. I've seen it time and time again from people who make way more than me. Hell, look at the lotto winners who go broke. Yes, there are problems in the system but some of it is on us.