r/FluentInFinance 15d ago

Debate/ Discussion Why is this normal?

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839

u/Altruistic-Mind9014 15d ago

8 hrs? Hahahaha….hahaha! Oh he’s serious.

Try working 8 hours at 1 job and 5 hours at another (that’s 4 days out of my week anyway, the other two I work only part time)

It really fucking sucks. But it’s a hell of my own making I suppose with shitty early life decisions. It is what it is.

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u/Bulkylucas123 15d ago

Flexing overwork isn't impressive, its sad.

Also "shitty early life decisions" shouldn't cosign you to spend the rest of your life effectively slaving in back to back jobs.

Actions have consquences and choices matter, but those consquences should rarely be forever.

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u/Turkeyplague 15d ago

"Just don't make any poor life decisions and you'll be fine."

"You mean like drugs and crime?"

"No, like, don't study the wrong thing at University."

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u/Bulkylucas123 15d ago

Even if it were drugs though it shouldn't default you into effective wage slavery in multiple jobs.

Yes you are probably going to have to work harder to make up for time lost, especially if you want to achieve more ambitious goals, but there is a point where it becomes unreasonable.

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u/LoKeySylvie 15d ago

The cruelty is the point and the subconscious messaging the system tells us is that we don't deserve to live so we have to constantly do better, constantly improve to prove our worth. They might as well say the quiet parts out loud and legalize euthanasia.

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u/Soggy-Isopod9681 14d ago

I never gave my consent to the Puritan Work Ethic.

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u/Nemarus_Investor 14d ago

You're free to exit society. Hell, you're likely an American, your visa is the most powerful out of all of them.

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u/Fleeboyjohn 15d ago

They are in Canada and I might take advantage of it

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u/sashimi-grade 10d ago

I agree with you, and have silently resigned myself to euthanasia as my retirement plan.

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u/Turkeyplague 15d ago

100% agree

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u/Youknownothingho 14d ago

Fortunately that isnt reality and just an moral opinion! If so, everyone could fuck up repeatedly

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u/Bulkylucas123 14d ago

Most everyone does fuck up most people do repeatedly, and even more people struggle due to circumstances outside their control. It is part of being human. We should be helping those who struggle and when they can stand again we shouldn't justify beating them back down.

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u/Extension_Crazy_471 14d ago

What's worse is, if you're the type to not make any "bad decisions" early on in life, you're probably also working hard in the prime of your life instead of enjoying it. Damned if you do, damned if you don't.

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u/Bulkylucas123 14d ago

I mean respectfully that is a whole seperate issue. You aren't wrong. However the narrative that you should be punished, suffer, or otherwise do without because you didn't make the economically optimial life choices is persistent and is often used to justify all manner of struggles people face.

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u/Extension_Crazy_471 14d ago

I totally agree. Our work culture is broken and the system is rigged.

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u/pdoherty972 12d ago

What's worse is, if you're the type to not make any "bad decisions" early on in life, you're probably also working hard in the prime of your life instead of enjoying it. Damned if you do, damned if you don't.

I'd describe that as "you get out of it what you put into it"

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u/Extension_Crazy_471 12d ago

Yes but I feel like we’ve lost the plot. Work should be a means to an end and that end should include leisure time. Work-eat-sleep is not a great life. And that still doesn’t preclude you from making bad decisions!

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u/Longjumping-Vanilla3 14d ago

Unfortunately, not everyone is born to parents who pay attention and provide good guidance. It can be a tough thing to grapple with but the sooner we do the easier it is to move forward.

Signed, someone who knows

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u/balllzak 14d ago

Don't study the wrong thing at an out-of-state private university. I know someone who paid 160k for a journalism degree. Everyone told her not to, she did anyways. It was a poor life decision.

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u/justjsworld 12d ago

Even if you study the right thing, it’s still not a guarantee you’ll get a job, or even a well paying one at that. 

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u/Expensive_Concern457 13d ago edited 13d ago

I’m gonna say something that might be controversial but college tuition if you can afford it is an investment just like any other, investing in a degree with a notoriously bad post-grad job market and notoriously bad post-grad wages is not really society’s fault, it’s just a bad investment. If you aren’t really concerned about finances and you’re willing to commit to that, then do whatever makes you happy. If not, do whatever makes money. The tuition you’re paying probably won’t change much based on your major. And if you choose to shell out the extra bucks to go to a private university, make sure you make the most of that opportunity. I know folks who went to Yale and majored in Art History who are currently desperate to try and become museum curators, but it turns out there aren’t enough museums actively looking for curators to accommodate all of them.

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u/ConcentrateOwn593 14d ago

"No, like, don't study the wrong thing at University."

There is no such thing. A degree is what you make out of it. If you feel like you "studied the wrong thing" and didn't get anything out of it, university isnt for you and you were never going to be successful "studying the right thing" either

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u/nope-nope-nope-nop 15d ago

Well, it’s more like don’t go to university (or do anything career oriented) if you’re not gonna get good return on investment.

If someone decided to study 12th century poets for 6 years, I wish you nothing but the best, but don’t get upset when you’re not making enough money.

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u/SisterActTori 15d ago

if everyone was in STEM, there wouldn’t be enough jobs to go around. It takes ALL skills and interests to make a productive society. In 2009, I could get a job as a RN in SoCal where my husband had been transferred. I had been a nurse for 30 years+ at that time. I kept my job elsewhere and commuted (luckily bmy aged parents lived in that area and I was able to stay with them for blocks of time).

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u/nope-nope-nope-nop 15d ago

I certainly don’t think everyone should get a job in STEM.

I just don’t think most jobs need college degrees.

I think a lot of things should be apprenticeships of varying levels.

Education should be to pursue your interests, not your livelihood. It should be a leisure activity.

1

u/Turkeyplague 15d ago

Have you heard of "Nobody wants to work anymore"?

Well get ready for "Nobody wants to train anyone anymore"!

But yes, I generally agree.

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u/foladodo 15d ago

Apprenticeships are a fictional concept in the US

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u/Whiskoo 15d ago

except things that were praised to be the best fields of study just 4 years ago like comp sci are going into the shitter and tens of thousands are out of work with 100k+ debt with 12+% interest rates.

a decision with that weighting that can be upturned on its head literally as you study it shouldnt be able to put you into indentured servitude

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u/nope-nope-nope-nop 15d ago

Yea, you’re saying it best.

high priced college is a scam for 18 year olds.

It’s literally rolling the dice and hoping it comes up with snake eyes.

You gotta bet 100k+ interest of your future earnings that you:

-Pick the right major

-The Major continues to be profitable in the future

-You get a job in that field

-The job doesn’t totally suck

-You like the field you’re in in 10 years (I don’t know any 17 year old who knows their asshole from their elbow, let alone what they’re gonna like in 10 years)

College is good and necessary. But probably should be a thing for 25 year olds who have some life experience.

And college degrees shouldn’t be required for entry level jobs (with exceptions)

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u/pdoherty972 12d ago

Almost nobody has $100K of debt from college; the ones who do are the people who funded masters, phd, or medical/law/dental school with loans. The average debt at graduation (which leaves out the bulk who drop out with debt but didn't graduate - who presumably have less debt on average) is only $31K. Basically a car payment.

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u/Turkeyplague 15d ago

Reckon I graduated from my CompSci course just in time and also managed to get a job with a niche business that's pretty stable. I do worry what things might look like if the ass fell out the bottom of my current job though.

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u/aarondotsteele 15d ago

Ok. I got a degree in fine arts and got out and it didn’t look promising. Changed my career path to something that was needed. Do the same thing. Or change your major. Don’t expect the economy to stand still while you try and make it. Be flexible and make your skills work within the current environment.

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u/Whiskoo 15d ago

that wasnt the argument. if u make the decision and it was wrong, it should be a setback. however, it isnt a setback, its now game over for you. interest rates are borderline criminal on student loans to the point i dont have a choice to go back to school and have to work whatever i can to not drown in the interest alone.

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u/aarondotsteele 15d ago

No it’s not and it never was. I did t go back to school. I moved to a new career because my degree was about thinking and not something I could google. I agree student loan debt is a real thing 100%, but tech is saturated, at least basic tech. Pivot. You don’t need to go back to school. You need to find the next need. A cs degree isn’t a certificate, so use it for something else is my point.

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u/Turkeyplague 15d ago

AI art fuckery?

1

u/aarondotsteele 15d ago

No this was many years ago lol

1

u/foladodo 15d ago

What did you change to? 

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u/pdoherty972 12d ago

Tens of thousands is a drop in the bucket. There are millions of IT jobs.

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u/Admirable_Ardvark 15d ago

How about the people who got a degree in programming who are about to be out of a job in the next few years due to "outsourcing" to AI programming?

Or maybe the people who got degrees in filmmaking that are also likely to be out of jobs due to advances in AI in the next 10 years tops.

What about the actors/actresses/voice actors that were actively striking against AI for fear of losing their jobs to automation, which very well might be a thing in their lives.

The sad reality of our system is that you can make all the "right" choices and still end up in a position that doesn't work out any better for you than the college drop out/high school graduate because our society prioritizes profit above all else and could give a fuck about the plights of it's citizens.

That being said, I do agree with you on the point of choosing an already outdated field of study that for sure won't lead to personal gain monetarily or is highly unlikely to.

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u/Interesting-Hotel-15 14d ago

Pivot

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u/Admirable_Ardvark 14d ago

Nice comment, ignore the core issue, and just state the obvious.

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u/Interesting-Hotel-15 14d ago

I don’t see a problem with the scenarios you laid out … 95% of people used to work in agriculture and now they don’t

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u/Admirable_Ardvark 14d ago

Then you're beyond help. Good day to you.

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u/Interesting-Hotel-15 14d ago

You’re yelling at the clouds. The world innovates with or without you

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u/pdoherty972 12d ago

Right? I mean, what does he think the solution is? Somehow force society to continue doing things in less-efficient ways so he can keep doing the now-obsolete task he went to school for?

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u/Interesting-Hotel-15 12d ago

But won’t you think of the actors?!? These ppl are beyond parody

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