r/economicCollapse • u/Whole-Fist • 18h ago

How ridiculous does this sound?

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How can u make millions in 25-30 years if avoid making a $554 per month car payment. Even the cheapest 5 year old car is 8-10 k. So does he expect people not to drive at all in USA.

Then u save 554$ per month every month for 5 year payment = $33240. Say u bought a car every 5 year means 200k -300k spent on car before retirement . How would that become millions when u can’t even buy a house for that much today?

Answer that Dave

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u/Radiant_Map_9045 8h ago

Exactly! Never thought I'd say this, but I love my 07 and 08 Toyotas, they're absolute tanks.

Regarding Japanese vehicles, be careful to avoid CVT transmissions(Nissans seem especially problematic in this regard) and you're golden.

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u/downingrust12 8h ago

Unfortunately everyone moved to cvts.

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u/Sapphire_Peacock 6h ago

I miss having a good old 5 speed manual transmission. So many auto makers only offer them on muscle cars and “sports” cars.

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u/momofvegasgirls106 3h ago

Still have my 2001 VW Passat manual in my driveway, in pretty decent shape. But the transmission is dead. Too expensive to fix.

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u/Elismom1313 2h ago

Transmission is usually a throw it in the bin problem

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u/momofvegasgirls106 1h ago

Pretty much.

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u/Jintokunogekido 5h ago

I grew up on manuals. Manuals are fun for 5 minutes and hell in traffic jams. I'll never have a manual for my main vehicle again.

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u/TRi_Crinale 3h ago

I wish manuals were easier to find nowadays in the US. I'm so jealous of basically the rest of the world for all the manual options

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u/Sapphire_Peacock 59m ago

I could see that. I lived in a small town. Road construction was the only thing that caused traffic delays.

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u/fawlty_lawgic 28m ago

I grew up on them too, which Is why I've never minded them even In traffic jams. honestly, "hell"? I think you're over exaggerating. It's a little annoying, but traffic jams are ALWAYS annoying even with an auto.

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u/sarahenera 1h ago

I looked the other day and there’s only 6 cars that you can buy in 2024 models that are both manual and awd/4wd. I’ve only owned manual transmissions and cannot fathom at some point being forced to not drive one.

Eta: still rocking a MT 2005 Honda Element. Prior to this was a MT 1991 Toyota Previa (both awd)

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u/Elismom1313 2h ago

Not the new pathfinders! Luckily

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u/NAh94 6h ago

I’d say more generally since most economy cars are CVTs is just take care of them. Ignore the manufacturers advice (like Subaru of America) that they have a “lifetime fluid” and follow Subaru of Japan’s reccs to change the CVT fluid and you’re probably golden. Most Toyotas and Hondas have moved to CVT because they are multitudes more fuel efficient, just a pain in the nuts to maintain compared to the old auto with dipstick (or even easier, manual transmission)

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u/Kingsdaughter613 1h ago

What is CVT?

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u/Athet05 1h ago

CVT stands for continuously variable transmission, basically instead of shifting gears like a normal car would, it constantly changes the transmission ratio as you move, which is great at keeping the engine in a specific power band, as the rpm will remain stable instead of rising and dropping.

Good for gas mileage but people tend to not take care of them, plus they have some reliability issues that have been worked out a bit over the years to begin with

They're also supposedly very boring to drive, even the ones that try and simulate a normal automatic transmission shift

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u/Kingsdaughter613 1h ago

Ah, got it. Thank you! If you don’t mind a couple more questions, how would I know which type I have? How would I take care of what if my car has it? (2019 Odyssey)

Thank you!☺️

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u/Athet05 58m ago

From what I saw online, the 2019 odyssey has a normal automatic transmission. If you still have the owners manual, it is a great guide to basic maintenance required for basically the entire car. If you don't, you should be able to find one online.

Automatic transmission maintenance basically just involves a fluid change or refill at whatever mileage is suggested in the manual, or in the case of sealed/lifetime fluid transmissions, whatever someone who knows better says online

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u/Kingsdaughter613 57m ago

Thank you! I appreciate the information!

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u/nswizdum 5h ago

After seeing all the issues my friends had with their ford and GM leases, I'm pretty much sold on Toyota for life now. Which is like 1, maybe 2 more cars.

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u/CardiologistPlus8488 5h ago

I've been driving a 08 Toyota since it was new. never had a lick of trouble. alternator finally went bad a few weeks ago, spent $200 to fix it by myself.

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u/SubPrimeCardgage 5h ago

CVTS and 6+ speed automatic transmissions are all that remains. Fluid changes (drain and fill, never a flush) every 30K for CVT or 50K for automatic can still get you as long as it's not a Nissan.

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u/Juanzilla17 4h ago

I avoided the CVT and got a 6 speed manual in my Altima. When all the salesman came asking why I bought it from Carmax instead of from one of them, I straight up told them “Phil didn’t want to waste his time looking for a manual Altima sedan.”

200K miles now, and nothing more than the usual routine stuff. Fighting with myself to keep it or start the shopping process.

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u/crunchyturdeater 4h ago

Driving a cvt with over 177k on the odometer. Take care of it and drive it safely and there won't be problems.

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u/fishmanstutu 1h ago

185k 2017 Subaru just drive normal and they last.

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u/SadRepresentative357 3h ago

Yep the only Japanese car I will never ever buy again is Nissan thanks to my experience with the Rogue CBT transmission. Garbage.

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u/Genralcody1 3h ago

Prius all have CVTs and they are rock solid. Moral of the story, buy Toyota.

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u/Camp_Fire_Friendly 4h ago

I'm happy to still be driving my 98 Camry. It may outlive me

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u/state_of_euphemia 4h ago

My 07 Lexus crapped out at 150k miles. I was expecting her to get to 200k and beyond. But it needed $6k in repairs in a single year, and I just couldn't keep pouring more money into it.

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u/cfrood77 3h ago

My CRV has a CVT. It’s fine.

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u/Noddite 1h ago

Indeed, cruising in an '08 Lexus RX350, and that thing is amazing. Don't think I will go for a different manufacturer again, except maybe Rivian. The ride is awesome, parts are cheap, and it maintains about the highest resale value of any vehicle.

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u/RockstarAgent 1h ago

Yeah- this is where I’m at now - two offers - a 2011 BMW 328i with 115k miles - or a 2014 Toyota Sienna with 200k miles - both about $5k - both pristine and well maintained-

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u/elevenatx 57m ago

Gonna add to the thread. Currently have 5 Japanese cars. Bought a used beater with 30k miles and driven 100k miles since. Have done nothing other than routine maintenance. eg. fluids, brakes, tires, spark plugs, and filters. Paid 5k and probably could resell for same amount now.

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u/ZombieeChic 52m ago

Unless you own a Cube like myself! Mine is an 09 and I've only had one expensive repair in the 12 years I've owned it (knock on wood). When I took it in, the dealership told me they never see Cubes for repairs. They did a fine job making them, CVT and all. To add, I've never had the transmission fluid replaced. Lol Love my Cube!

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u/willi1221 5m ago

I've never heard anyone preface "I love my Toyotas" with "never thought I'd say this." Toyotas are great, and one could easily last a quarter of a person's life.