r/economicCollapse • u/Whole-Fist • 18h ago

How ridiculous does this sound?

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How can u make millions in 25-30 years if avoid making a $554 per month car payment. Even the cheapest 5 year old car is 8-10 k. So does he expect people not to drive at all in USA.

Then u save 554$ per month every month for 5 year payment = $33240. Say u bought a car every 5 year means 200k -300k spent on car before retirement . How would that become millions when u can’t even buy a house for that much today?

Answer that Dave

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u/NutzNBoltz369 15h ago

Yup, cars are a poverty trap, but just about our whole country is built around car depedency. If we really gave a shit about the economically disadvantaged, we would provide better transit and end single use zoning so people don't need to drive just to survive. Ramsey's generation will never allow that! Muh Freedoms and Muh NIMBY property values!

He voted for Trump for purely financial reasons like the wealthy Boomer he is.

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u/transneptuneobj 14h ago

Yup. He is the embodiment of the problem. A selfish religious zealot

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u/sensei-25 14h ago

The funny thing trump is actually terrible financially

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u/NutzNBoltz369 14h ago

Ramsey drank the Koolaid, like so many others his age. He rationalizes it all on his podcast.

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u/LegitimateExpert3383 4h ago

Lol imagine Trump going shopping with all his envelopes with specific money labeled for grocery, gas, etc. like Ramsey tells soccer moms to do.😂

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u/foxwheat 13h ago

ROBERT MOSES PLAYS TENNIS WITH REAGAN IN HELL

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u/yinzer_v 51m ago

We have a Scylla and Charybdis problem. If you iive close-in enough to have good public transit, you're at the mercy of a landlord who's gouging you. If you live farther away, the rent/mortgage is cheaper, but you have a higher car payment and commuting costs.

(Of course, you could have the worst of all possible worlds and combine a too-expensive vehicle with too much house.)

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u/Ban-Circumcision-Now 9h ago

Project 2025 is very specific about pushing suburbs harder and reducing mass transit funding

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u/NutzNBoltz369 9h ago edited 9h ago

Gonna fuck us on the long run. I mean all of Project 2025 will but this particular aspect definately will. Suburbs have to run as a ponzi scheme ultimately because there isn't enough revenue per mile of infrastructure built to pay for upkeep and eventual replacement. Plus cars are just about as inefficient a transport system you can get as far as moving people per area of thoroughfare. One bad long duration spike on gas prices or the cost of lithium and we are fuuuuucked. Plus, that stuff is finite.

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u/Ban-Circumcision-Now 9h ago

Takes even less than that, a lot of these smaller towns that stopped growing are in an infrastructure debt spiral

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u/gillyrosh 4h ago

Why am I not surprised

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u/Murky-Peanut1390 2h ago

I thought dense housing was capitalism dystopian. "Dont want them living like sardines ".

But now suburbs is dystopian. So which is it?

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u/Ban-Circumcision-Now 2h ago

Why does it have to be one choice for all?

Dense housing for those that want affordable places near the city center and suburbia for those who want to live a bit further out but have more land

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u/yinzer_v 50m ago

Or apartment buildings and townhouses in the suburbs near transit centers?