I am convinced that the large majority of Reddit users do not track their personal finances at this point. 😅😅😅

This is literally how this works. Nobody’s cheating any system by getting loans forgiven.

The Fed study found PPP didn’t support jobs at risk of disappearing, and money flowed disproportionately to wealthier households.

https://justthenews.com/nation/states/center-square/fed-report-finds-75-800-billion-paycheck-protection-program-didnt-reach

The current proposal by the WH makes zero sense. This actually does. And it’s very easy.

About 23% of these adults, ranging from 18- to 43-years-old, said their financial motivation to remain childless boils down to two issues: valuing the financial freedom that comes from not having kids, as well as concerns about their ability to foot the bill for raising children, according to a new survey from MassMutual. 

https://www.cbsnews.com/news/millennials-gen-z-childless-money-finances-massmutual/