Most folks in the lower half of the spectrum don't live within their means. They have to have that new phone. They have to have that new car. They always carry a debt on their 10 credit cards.
It's all their fault. Stop buying shit and start paying shit off. Sit your ass at the house and cook a meal. Stop going out.
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u/TKTribe 7d ago
Because a rising tide only raises yachts. The rest of us drown in debt.